Fenton Simpson :: Mortgage Brokers York and Harrogate

At Fenton Simpson our aim is simple: to make everything easy and straightforward for you.

We are mortgage brokers in York, and here's what we can do for you

Arranging a Mortgage

If you are seeking a professional and knowledgeable adviser to assist you with your mortgage, then contact us today and speak to one of our dedicated advisers.

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Remortgage

Allow our advisers to review your mortgage details and advise on how a remortgage may suit your needs and possibly save you money.

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Buy To Let

From searching for your first Buy to Let property, building your portfolio, or becoming a career landlord, speak to our specialist advisers today and learn how you we can help you.

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First Time Buyer

We help First Time Buyers through what is, a daunting process. Our knowledgeable and professional advisers can 'hold your hand' from start to finish, making the whole process as stress free as possible.

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Bridging Finance

Bridging Finance can assist with many scenarios, from downsizing to renovations. To learn how short term finance may be best for you, then speak with one of our advisers today.

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Life Cover

Nobody really wants to think about it, nobody really wants to pay for it, however everyone should get advice on it. Our dedicated Protection Advisers can assist in giving peace of mind for you and your family.

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Whether it is your first mortgage, your remortgage or expanding your Buy to Let portfolio, we are here to help. Fenton Simpson are a York based mortgage brokers, we ensure that you are fully informed on all areas of the mortgage application process whilst keeping you up to date through Case Tracking and a dedicated adviser. We will liaise with Estate Agents, Solicitors , Lenders and Surveyors and Insurance Companies on your behalf.

Our experience in Mortgages and Insurance, ensures that our clients obtain the right mortgage and appropriate cover, delivered in a professional and friendly manner.

Don't forget to ask your adviser about other areas that are important when securing a mortgage:

Conveyancing

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Home Insurance

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Life Cover

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Surveying

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Wills & Trusts

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What To Expect From Us

First Steps
During our initial, no obligation consultation, we will explain the service that we provide and assess your mortgage requirements. At this stage it is important that we gather as much information from you as possible in order to make an informed recommendation on your circumstances. Once we have all the information we need, your adviser will research the market using experience, knowledge, connections and systems to source the most suitable product for you. Your adviser will then present you with the options available to allow you to make a fully informed decision on what your next step should be.
Making your Application
If you are happy with your advisers recommendation, the next step will be to either obtain a Decision in Principle (DiP)* or make a full mortgage application. Throughout the process our dedicated Client Relationship Officers will keep you up to date with the progress of your application, liaising with the lender to ensure your offer arrives as soon as possible. *When purchasing a property many Estate Agents will expect you to have a DiP Certificate, which we can assist you with. This is a shortened application, that will demonstrate your application has passed an initial assessment and credit score. Please ask your adviser for further details.
- Life Cover
For your peace of mind, we need to establish that you are adequately covered should there be a loss of life or your circumstances change. This will be an assessment of any existing cover and a suitable recommendation to cover any shortfall. We take pride in looking after our client’s needs and it is vital that you are appropriately protected against the unexpected.
- Home Insurance
A condition of your mortgage will be that you have Buildings Insurance in place for exchange of contracts. To save you time, we will provide a 5* Defaqto rated Buildings and Contents quote for you as standard. This will provide you with peace of mind that you have everything in place ready to complete on your mortgage.
Receiving your Mortgage Offer
Once we have secured your mortgage offer, we will let you know the good news. You, your adviser and your solicitor will automatically receive the appropriate documentation from the lender. Our Insurance team will then contact you to discuss what needs to happen next.
Staying in Touch
Things change. We will always be happy to hear from you should you need to discuss any of your financial arrangements. Our system has been built to be on hand to review your circumstances at the appropriate time, in order to ensure that your mortgage and insurance is always competitive.

What others have to say

Whilst Fenton Simpson Financial Services came into being just a short time ago in 2003, our staff have been arranging mortgages and insurance for their clients since as far back as 1984.

We are proud to say that the majority of our customers come from personal recommendations.

Arranging A Mortgage

Thank you so much for all your help – we couldn’t have done any of it without you! You can come and stay in the spare bedrooms any time! Thank you!

Dan and Marth

Arranging A Mortgage

Wow! What can I say, we must have had every obstacle thrown our way but you came up with a solution for any issue every time. Staying calm, professional and putting me at ease every step of the way. You often went the extra mile accepting my calls after working hours and spending time with me on the phone, helping me with issues that were not even your problem. Trying to think of extra ways that you could help us! And we are really, truly grateful. As much as you are probably glad to see the back of me we would come back to you and your company again from the amazing service we received.

Katie and Nigel

At Fenton Simpson our aim is simple: to make everything easy and straightforward for you.

We are mortgage brokers in York, and here's what we can do for you

Our experience in Mortgages and Insurance, ensures that our clients obtain the right mortgage and appropriate cover, delivered in a professional and friendly manner.

Don't forget to ask your adviser about other areas that are important when securing a mortgage:

What others have to say

Whilst Fenton Simpson Financial Services came into being just a short time ago in 2003, our staff have been arranging mortgages and insurance for their clients since as far back as 1984. We are proud to say that the majority of our customers come from personal recommendations.

Whilst Fenton Simpson Financial Services came into being just a short time ago in 2003, our staff have been arranging mortgages and insurance for their clients since as far back as 1984.

We are proud to say that the majority of our customers come from personal recommendations.