Landlords Insurance
What is landlord’s insurance?
Landlord’s insurance can be broken down into 3 areas:
- Buildings Insurance; protecting the structure, fixtures and fittings of your property.
- Contents Insurance; furnished or unfurnished… this protects any removable items such as white goods or even carpets.
- Landlords Legal Expenses; legal protection for you, as a landlord.
Essentially, if you are going to allow someone else to live in your property, you need to give yourself adequate protection to ensure that your property and any contents you have within it are protected. You can customise your policy to protect against accidents or malicious damage caused by a tenant to either your property or belongings. You can also include home emergency, legal expenses and rent guarantee.
Why is Landlords Insurance important?
Owning a property to rent out can be a great investment and provide an additional boost to your income. As soon as your property is empty or there are serious issues with the property preventing you from letting it out, it will quickly become a drain on your resources. Additionally, a lack of adequate insurance can lead to larger maintenance costs which will affect the profitability of your investment. It is therefore essential that you have the correct cover in place to ensure that you are benefitting from and protecting the positives of being a landlord, rather than having a detrimental affect on your income.
How can we assist you with your Home Insurance needs?
By researching the market to obtain you a competitive premium without compromising the cover
Tailoring the policy to meet your needs allowing you to only pay for what you need
Using insurers that provide cover which is rated 5* Defaqto
Making the process as simple as possible