Life can be unpredictable; sometimes our whole world can be turned upside down. Having suitable Insurance can’t stop the unthinkable happening but it can be the first step in getting back on track. We treat every client as an individual, taking the time to understand what is important to them. By doing so, we can make a tailored recommendation with our client’s priorities at the centre of our Advice. For some this will be ensuring that they or their spouse/civil partner is able to repay the mortgage in the event of Death or Serious Illness. For others it will be ensuring that they can continue to meet their mortgage repayments and pay their bills if they are unable to work due to Accident or Illness. We will discuss your monthly budget so rest assured, you won’t be overstretched.
As well as being experts in providing Personal protection advice, our team is highly experienced in the Business protection arena. Business owners are often familiar with the term “Key Person Insurance”, minimising the financial impact that the loss of a vital employee can have. There are other really important types of cover that we can look at too, including Shareholder and Loan Protection, both of which are designed to protect the business, its’ owners and ultimately their families. There are also policies available that can be arranged as a death in service benefit or for employee sick pay.