What fees may be involved in purchasing or remortgaging a Buy to Let property?
Why should you use a mortgage broker?
Buy to Let (BTL) sector has significantly evolved over the last few years, and as such there are far more specialist lenders in the market that are only accessible through mortgage intermediaries. Additionally, many lenders no longer provide options to ‘portfolio landlords’ (typically classed as those with 4 or more Buy to Let properties) as regulation has made this a much more specialist area. By using a mortgage adviser, we will be able to search the market, find out which lender will fit your needs and complete the paperwork for you. Moving forwards we will also be able to manage your portfolio for you to make sure that you don't move onto the Standard Variable Rate (SVR) and potentially paying more interest than you need to.
How can our mortgage advisers help you?
- We can source exclusive broker deals not available on the open market
- We have access to a wide range of lenders, not just those on the high street, ensuring that we find the right mortgage for you
- We will update your mortgage offer, if rates change in your favour
- We liaise with the lender, estate agent & solicitor to ensure that your mortgage goes through as smoothly as possible
- We are experts on the administration of mortgage applications, let us do the hard work so you don't have to
- We can arrange for a protection adviser to give you a call to discuss any Life Insurance needs you may have
- We can send a referral over to our Home Insurance provider to obtain you a competitive quote
- We can discuss your mortgage needs via Face to Face, Video, or Phone
- Appointments in York, Harrogate, Knaresborough, Leeds, Malton, Scarborough and London available
From searching for your first Buy to Let property, building your portfolio, or becoming a career landlord, speak to a mortgage adviser today to see how we can help!